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Updated: April 1, 2024

Welcome! It is our pleasure to provide the Our Daily Bread University (ODBU) services described below for your personal enrichment in accordance with this Agreement. PLEASE READ THIS AGREEMENT CAREFULLY BECAUSE IT GOVERNS ELIGIBILITY FOR AND USE OF ODBU.

For detailed information on how to cancel your subscription, see Section 2(f) below.

This document constitutes the Terms and Conditions (herein, the “Agreement”) between you (“subscriber”, “you”, or “your”) and Our Daily Bread University (“ODBU”, “we”, “us”, “our”, and “the Site”), governing the use of the Our Daily Bread University, located at 3000 Kraft Ave SE, Grand Rapids, MI 49512, available at https://odbu.org and sub domains.

Consent. You agree to this Agreement, including any agreements or policies incorporated herein by reference, by clicking “Agree” or any other industry standard mechanism during the ODBU registration process, or by accessing or using any aspect of ODBU, and you ratify your agreement when you access or use any aspect of ODBU. If you do not agree to this Agreement, you may not use ODBU.

Changes to Terms. We may amend this Agreement. Any such amendment will be effective thirty (30) days following either our dispatch of a notice to you or our posting of the amendment on ODBU. If you do not agree to any change to this Agreement, you must discontinue using ODBU. Our customer service representatives are not authorized to modify any provision of this Agreement, either verbally or in writing.

1. ACCOUNT TERMS

a. Registration and Access. Only individuals that have registered for an ODBU account, provide certain information (e.g., a valid email address), and agree to this Agreement are eligible to use the relevant services. You are solely responsible for maintaining the confidentiality and security of your email address and password and for all activities that occur on or through your account. However, if you allow others to access your account, this Agreement, as well any specific consents you may have provided to us, also applies to their access, use, and disclosure of information. You agree to immediately notify us of any unauthorized access to your account. We will not be responsible for any losses arising from the unauthorized use of your account. 

b. Account Notices. Any notices we deliver to you may be made as follows: (i) by email to the last email address provided by you or (ii) by posting a notice on the ODBU service. For clarity, you consent to receive electronic communications from us and further agree that any notices, agreements, disclosures, and other communications that we send to you electronically will satisfy any applicable legal notification requirements. You agree to provide and maintain accurate, current and complete information, including your contact information for notices and other communications from us. You agree not to impersonate or misrepresent your affiliation with any person or entity, including using another person’s username, password or other account information, or another person’s name or likeness, or provide false details for a parent or guardian. You agree that we may take steps to verify the accuracy of information you provide.

c. Feedback. ODBU may use feedback provided by users without compensation or credits given.

2. SUBSCRIPTION TERMS

a. Service Tier and Other Offerings. When purchasing your subscription to ODBU, you may be presented with different plans or options (each a “Service Tier”). Different Service Tiers or other offerings may be subject to differences in pricing, eligibility, restrictions, features.

b. Payment Authorization. You agree to allow ODBU to charge your credit card for recurring subscription fees at specified intervals (e.g., monthly, quarterly, annually).

c. Subscription Billing and Auto-Renewal. Your subscription to ODBU includes enrollment into an ongoing/recurring payment plan. Your subscription will automatically renew at the end of the disclosed billing period, unless canceled in accordance with the instructions for cancellation below. Payment will be charged to your chosen payment method at confirmation of purchase and at the start of every new billing period, unless canceled. Your “billing period” is the interval of time between each recurring billing date and corresponds to the term of your subscription. Where applicable, charges may be prorated for any partial month of service when you switch into a higher priced Service Tier. To see your next recurring billing date, log in to your account and view your subscription details. You acknowledge that the timing of when you are billed may vary, including (i) if your subscription began on a day not contained in a given month (e.g. if you have a monthly subscription and became a paying subscriber on January 31, your payment method would be billed next on February 28), or (ii) due to free trials and other promotional offers, gift card redemptions, credits applied, or changes in your subscription or payment method. We reserve the right to change our pricing. In the event of a price change, we will attempt to notify you in advance of the change by sending an email to the email address you have registered for your account. If you do not wish to accept a price change, you may cancel your subscription in accordance with the instructions included in that email and below. If you do not timely cancel your subscription, your subscription will be renewed at the price in effect at the time of the renewal, without any additional action by you, and you authorize us to charge your payment method for these amounts.

d. Free Trials and Promotions. Your ODBU subscription may begin with a free trial. Availability of a free trial is not guaranteed and, if one is available, is only available on the specified terms of the free trial, likely only to those who have not previously used one for the relevant service. Your first payment will be charged to your chosen payment method immediately following the free trial, unless canceled in accordance with the instructions for cancellation below. You can cancel your subscription at any time before the end of your free trial. We provide notice of the terms of the free trial at the time you register and you will not receive a separate notice that your free trial is about to end or has ended, or that your paid subscription has begun. We may also offer, in our sole discretion, promotions (e.g., a promotional price) subject to promotional terms disclosed during your sign-up or in other materials provided to you. We will begin billing the same payment method we otherwise have on-file for your subscription at the then-current, non-promotional price after your promotion ends unless you cancel prior to the end of your promotion or unless otherwise disclosed.

e. ODBU Gift Cards. We may make available gift cards redeemable for an eligible Service Tier. 

f. CANCELLATION AND REFUND POLICY. YOU CAN CANCEL YOUR SUBSCRIPTION AT ANY TIME BEFORE THE END OF THE CURRENT BILLING PERIOD, FREE TRIAL OR PROMOTION. CANCELLATION WILL TAKE EFFECT AT THE END OF THE CURRENT BILLING PERIOD, FREE TRIAL OR PROMOTION UNLESS OTHERWISE DISCLOSED. WE DO NOT REFUND OR CREDIT FOR PARTIALLY USED BILLING PERIODS, BUT WE MAY PROVIDE THEM ON A CASE-BY-CASE BASIS AT OUR SOLE AND ABSOLUTE DISCRETION. IF YOU CANCEL OR IF YOUR SUBSCRIPTION IS CANCELED DUE TO FAILED ATTEMPTS TO CHARGE YOUR PAYMENT METHOD YOU WILL FORFEIT ANY BILLING CREDITS. TO CANCEL YOUR ODBU SUBSCRIPTION, NAVIGATE TO ODBU.ORG/ACCOUNT AND CLICK “SUBSCRIPTION”, SELECT “MANAGE SUBSCRIPTION” AND CLICK “CANCEL PLAN”.

g. Privacy and Security. ODBU commits to maintaining the privacy and security of the customer’s credit card information in accordance with applicable laws and regulations, such as the Payment Card Industry Data Security Standard (PCI DSS).

h. Payment Details. We will keep your detailed payment information, such as credit card number and expiry date, on file via our payment gateway (STRIPE). You are responsible for keeping your payment details up-to-date by changing the details in your account settings. Where your details change or are due to expire, we may obtain or receive from your payment provider updated payment details including your card number, expiry date and CVV (or equivalent). This enables us to continue to provide you access to ODBU. You authorize us to continue to charge your card using the updated information. In the event of a failed attempt to charge to your payment method (e.g. if your payment method has expired), we reserve the right to retry billing your payment method. If a payment is not successfully authorized due to expiration, insufficient funds, or otherwise, we may suspend or terminate your subscription. You also agree that we may charge your payment method on file if you decide to restart your ODBU Service subscription.

i. Suspension and termination. You agree that we may, in our sole discretion and without notice or liability to you, restrict, suspend, or terminate your access to part or all of the ODBU service, and to any content if we believe you are using or have used the services in violation of this agreement or applicable law or regulations or in any manner other than for their intended purpose and in accordance with all other guidelines and requirements applicable thereto. Without limiting the foregoing, we may restrict or suspend your access to your ODBU account for cause, which cause includes but is not limited to (a) requests from law enforcement or other government authorities, (b) unexpected technical issues or problems, or (c) if we reasonably believe that your ODBU account has been created fraudulently, your ODBU account has been accessed fraudulently, or anyone uses your ODBU account to commit fraud or for any purpose other than its intended purpose and in accordance with all of the requirements applicable thereto. We also reserve the right, but are not required, to terminate any ODBU account that remains inactive for an extended period of time, e.g., more than one year (failure to log in to your ODBU account will constitute inactivity for purposes of this Agreement).

j. UPON TERMINATION OF YOUR ODBU ACCOUNT, WHETHER TERMINATED BASED ON OUR DETERMINATION OR AT YOUR REQUEST (OTHER THAN A CANCELLATION OF YOUR SUBSCRIPTION, IN WHICH CASE YOUR SUBSCRIPTION WILL CONTINUE TO THE END OF THE BILLING PERIOD), YOU WILL LOSE THE RIGHT TO ACCESS CONTENT THROUGH ODBU.

3. GENERAL AND FREE SITE USE.

a. Personal and Internal Business Use Only and Copyright. Unless otherwise specified, the Site is for your personal and internal business use only. The site design, text and graphics, and the selection and arrangement of such elements are copyrighted and are protected by worldwide copyright laws and treaty provisions. Except as otherwise expressly permitted on the Site, the Site and its material may not be copied, reproduced, modified, published, uploaded, posted, transmitted, or distributed in any way without ODBU’s prior written permission and is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. Except as expressly provided herein, ODBU does not grant any express or implied right to you under any patents, copyrights, trademarks or trade secret information.

b. Links to Other Materials. Linked Web sites on the site are not under the control of ODBU and ODBU is not responsible for the content of any linked site or any link contained in a linked site. ODBU reserves the right to terminate any link or linking program at any time. ODBU provides such links only as a convenience to you. ODBU has not endorsed, tested or verified any information, programs, companies, or products on sites to which it links. If you decide to access any third party sites linked to this Site, you do so entirely at your own risk.

4. COMMUNITIES

The purpose of the community is to voluntarily exchange information about learning, our courses, and services. You expressly agree not to use any part of the community to:

• post content that is unlawful, malicious, misleading, defamatory, harmful, threatening, abusive, harassing, vulgar, obscene, libelous, objectionable, inappropriate, improper, invasive of another’s privacy, hateful, or racially, ethnically, or otherwise objectionable;
• impersonate any person or entity, including, but not limited to, ODBU or an ODBU employee, or falsely state or otherwise misrepresent your affiliation with any person, group, or entity;
• forge headers or otherwise manipulate identifiers in order to disguise the origin of any content submitted to any part of the community;
• post any content that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
• post any content that infringes any patent, trademark, trade secret, copyright, or other proprietary rights or rights of publicity or privacy rights of any third party;
• post any unsolicited or unauthorized advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation;
• post any material that contains software viruses or any other computer code, files, or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment;
• act illegally or unethically; or
• collect or store personal data about other users.

a. You are solely responsible for the content of your computer and any transmissions you make when using the community.

b. Posts on any part of the community may be edited, moved, deleted, or removed at ODBU’s discretion. ODBU reserves the right to temporarily or permanently withdraw your community membership at its discretion.

c. ODBU does not guarantee a response to any post on the community. Specifically, support issues should be addressed via ODBU’s official support provisions and protocols. You understand that posts on the community are addressed to your peers and not ODBU, and ODBU does not guarantee that any support issue will be addressed on the community.

d. ODBU does not make any warranty or guarantee that any information posted on any part of the community, whether or not such posting is made by an ODBU employee, is accurate, complete, or in any way reliable. Community posts represent the statements and opinions of the individual user and are not necessarily the opinion of ODBU or its employees, partners, or affiliates. ODBU does not approve or disapprove of any community posts.

e. ODBU does not offer formal customer support to the community. Any commentary by ODBU employees or representatives on the community should not be seen as a replacement for official ODBU support procedures. You agree that you must evaluate, and bear all risks associated with the use of any information, including any reliance on the accuracy, completeness, or usefulness of such information, including any information that may be posted by any ODBU employee. ODBU’s provision of the community should in no way be construed as endorsement or approval of any third-party product, service, comment, position, or information that may be mentioned or referred to therein or any of the comments or posts made by any user.

f. You agree to indemnify, defend and hold harmless ODBU and its officers, directors, employees, owners, information providers, agents, partners, affiliates, licensees, licensors from and against any and all liabilities, demands, claims, costs, including reasonable attorneys’ fees, incurred by the indemnified parties in connection with any demand, claim, action, suit, or loss due to or arising as a result of any breach by you of these Terms or claims arising from your account or arising out of content you submit, post, transmit, or make available through the community, your use of the community, your connection to the community, your violation of any agreement with ODBU, or your violation of any rights of any third party. You agree to use your best efforts to cooperate with ODBU in the defense of any demand, claim, action, or suit. ODBU reserves the right to assume the exclusive defense of any matter subject to indemnification by you at its own expense.

g. You are responsible for maintaining the confidentiality of your password and account, and are fully responsible for all activities that occur under your password or account. You agree to: (a) immediately notify ODBU of any unauthorized use of your password or account or any other breach of security; and (b) ensure that you exit from your account at the end of each session. ODBU cannot and will not be liable for any loss or damage arising from your failure to maintain the confidentiality of your password and account.

h. Privacy. You should exercise caution when deciding to disclose personal information. If you voluntarily disclose information, e.g. a telephone number or an email address, in the community, that information may be collected and used by third parties to send you unsolicited messages or advertisements or for other purposes. ODBU does not control the actions of such third parties and is not liable for those actions. If you disclose personal information in the community, you do so at your own risk.

i. Personal Messaging (PM) System. ODBU may make a personal messaging system (“PM System”) available to its users that will allow such users to communicate privately with each other. ODBU reserves the right to read, delete, or edit such private messages in its discretion and without prior notice, and/or to remove you from and prevent your further use of the PM System. ODBU also reserves the right to take any further action it deems necessary or appropriate.

j. Miscellaneous. ODBU reserves the right to modify or discontinue all or any part of the community at any time in its discretion. ODBU shall not be liable to you or any third party should ODBU exercise its right to modify or discontinue any part of the community.

5. DISCLAIMER OF WARRANTIES.

a. General. ODBU MAKES NO REPRESENTATION OR WARRANTY THAT (i) THE SITE WILL MEET YOUR REQUIREMENTS, (ii) THE SITE OR INFORMATION WILL BE UNINTERRUPTED, TIMELY, ACCURATE, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE WILL BE ACCURATE OR RELIABLE, OR (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE WILL MEET YOUR EXPECTATIONS. ODBU UNDERTAKES NO OBLIGATION TO UPDATE, AMEND, OR CLARIFY THE SITE.

b. No Warranties. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SITE IS PROVIDED “AS IS” AND WITH ALL FAULTS WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND. ODBU HEREBY DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE SITE AND INFORMATION, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, TITLE, NONINFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE, LACK OF VIRUSES, ACCURACY OR COMPLETENESS, RESULTS, AND LACK OF NEGLIGENCE. THE ENTIRE RISK ARISING OUT OF USE OF THE SITE AND INFORMATION REMAINS WITH YOU.

6. LIMITATION OF LIABILITY AND REMEDIES.

a. Exclusion. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ODBU BE LIABLE FOR ANY DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION ANY DIRECT, SPECIAL, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES WHATSOEVER (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR: LOSS OF PROFITS, LOSS OF CONFIDENTIAL OR OTHER INFORMATION, BUSINESS INTERRUPTION, PERSONAL INJURY, LOSS OF PRIVACY, FAILURE TO MEET ANY DUTY (INCLUDING OF GOOD FAITH OR OF REASONABLE CARE, NEGLIGENCE, AND ANY OTHER PECUNIARY OR OTHER LOSS WHATSOEVER) ARISING OUT OF OR IN ANY WAY RELATED TO THE USE OF OR INABILITY TO USE THE SITE, EVEN IF ODBU KNOWS OF, OR SHOULD HAVE KNOWN OF, THE POSSIBILITY OF SUCH DAMAGES. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE YOUR USE AND YOUR ACCOUNT ON THE SITE. THE FOREGOING LIMITATIONS, EXCLUSIONS AND DISCLAIMERS SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EVEN IF ANY REMEDY FAILS ITS ESSENTIAL PURPOSE.

b. Indemnification. You agree to defend, indemnify and hold ODBU harmless from and against any and all claims, liabilities, demands, penalties, forfeitures, suits, judgments and the associated costs and expenses (including attorney’s fees), which ODBU may hereafter incur, become responsible for or pay out arising out of your use of the Site or your breach of any term or provision of these Terms.

7. Our Daily Bread University Privacy Policy

a. You agree to the terms of the Our Daily Bread University Privacy Policy, available on this web site.

b. Any dispute relating to the ODBU Privacy Policy shall be governed by the terms and conditions of this Agreement, as well as those set forth in the ODBU Privacy Policy itself.

8. GENERAL TERMS.

a. Modification. ODBU reserves the right at any time and at its sole discretion to change the terms, conditions, and notices under which the Site is offered, including but not limited to the charges associated with the use of the Site. ODBU may revise the Terms at any time by updating this posting. You should visit this page from time to time to review the then-current Terms because they are binding on you. Certain provisions of the Terms may be superceded by expressly designated legal notices given to you or terms located on particular pages at the Site. ODBU also reserves the right at any time and at its sole discretion to modify or discontinue, temporarily or permanently, the Site (or any part thereof) with or without notice. You agree that ODBU shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Site.

b. Assignment. You may not assign any rights in, nor delegate any obligations under, the Terms or any portion thereof without the written consent of ODBU. Any attempt to do so shall be deemed a breach of the Terms.

c. Jurisdiction. THESE TERMS SHALL BE GOVERNED BY AND INTERPRETED ACCORDING TO THE LAWS OF THE STATE OF MICHIGAN, WITHOUT REGARD TO CONFLICTS OF LAW PRINCIPLES. ODBU AND THE SUBSCRIBER AGREE THAT ALL DISPUTES AND LITIGATION REGARDING THESE TERMS AND MATTERS CONNECTED WITH ITS PERFORMANCE OR RELATING TO THE USE OF THE WEB SITE AND INFORMATION SHALL BE SUBJECT TO, AND THEY EACH CONSENT TO JURISDICTION AND VENUE IN, THE STATE AND FEDERAL COURTS IN MICHIGAN. USE OF THE SITE IS UNAUTHORIZED IN ANY JURISDICTION THAT DOES NOT GIVE EFFECT TO ALL PROVISION OF THESE TERMS AND CONDITIONS, INCLUDING WITHOUT LIMITATION THIS SECTION.

d. Equitable Relief. You recognize and acknowledge that a breach by you of any of its obligations under the Terms will cause ODBU irreparable damage, which cannot be readily remedied by monetary damages in an action at law. Accordingly, in the event of any default or breach by you, including any action by you that could cause some loss or dilution of ODBU’s goodwill, reputation, or rights in the Site, ODBU shall be entitled to an immediate injunction in addition to any other remedies available, to stop or prevent such irreparable harm, loss, or dilution.

e. Entire Agreement. The Terms embody the entire agreement and understanding between ODBU and you with respect to the subject matter of the Terms and supercedes all prior oral or written agreements and understandings relating to the subject matter of the Terms. No statement, representation, warranty, covenant or agreement of any kind not expressly set forth in the Terms shall affect, or be used to interpret, change or restrict, the express terms and provisions of the Terms.

9. Promotion General Conditions.

a. Eligiblity: This giveaway is open only to legal residents of the USA and Canada, over the age of 18. Void where prohibited by law. Contestants residing in those areas where the contest is void may participate in the contest but may not win any prizes.

b. Participants hereby grant Our Daily Bread University a non-exclusive, perpetual, worldwide license to broadcast, publish, store, reproduce, distribute, syndicate, and otherwise use and exhibit the Submission (along with their names, voices, performance and/or likenesses) in all media now known and later come into being for purposes of trade or advertising without further compensation. Participants represent and warrant that they have full legal right, power and authority to grant Our Daily Bread University the foregoing license and if applicable, have secured all necessary rights from any participants in, and contributors to, their Submission in order to grant such a license.

c. Our Daily Bread University is under no obligation to use any Submission or return the Submissions to participants.

d. Use of contest information: All entries become the property of Our Daily Bread University. Our Daily Bread University reserves the right to use or not use any and all information related to the contest, including submissions provided by the contestants, for editorial, marketing and any other purpose, unless prohibited by law.

e. Conduct: All contest participants agree to be bound by these Official Rules. Our Daily Bread University, in its sole discretion, reserves the right to disqualify any person it finds to be tampering with the entry process, the operation of its web site or is otherwise in violation of these rules.

f. Limitations of Liability: Our Daily Bread University is not responsible for late, lost or misdirected email or for any computer, online, telephone or technical malfunctions that may occur. If for any reason, the contest is not capable of running as planned, including infection by computer virus, bugs, tampering, unauthorized intervention or technical failures of any sort, Our Daily Bread University may cancel, terminate, modify or suspend the contest. Entrants further agree to release Our Daily Bread University from any liability resulting from, or related to participation in the contest.

10. Trandmarks.

Unless otherwise indicated, all product and service marks and logos displayed on the Site are subject to the trademark rights of ODBU or RBC Ministries. The absence of a product or service name or logo from this site does not constitute a waiver of any trademark or other intellectual property rights concerning that name or logo.